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DPVAT | Mandatory vehicle insurance will be free in 2022

The year 2022 started with good news for drivers to offset the increase in IPVA: the DPVAT, also known as mandatory insurance, will be reset to zero again for the current fiscal year.

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As in 2021, the National Council of Private Insurance (CNSP) unanimously approved the zero premium for DPVAT Insurance in 2022. In other words: for the second year in a row, there will be no fee collection.

The agency's simple and straightforward explanation was that there is enough money in cash to cover any expenses in 2022.


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"The maintenance of non-collection of premium is based on the fact that there is a surplus of resources in the DPVAT operation sufficient to cover the insurance coverage in the year 2022. The surplus verified was formed with the premiums paid by the vehicle owners themselves throughout the years”, informed the CNSP.

Mandatory insurance, or DPVAT, will not be charged in 2022 (Image: C. Joyful/Unsplash/CC)

What is DPVAT for?

The official website of SUSEP (Superintendence of Private Insurance) defines DPVAT in a very simple way for those who still do not know exactly what a resource is.

"It is the Compulsory Insurance for Personal Injuries Caused by Motor Vehicles on Land Roads, or their Load, to Persons Carried or Not, created by Law No. 6.194/74, with the purpose of supporting victims of traffic accidents throughout the national territory, no matter who is to blame for the accidents”.

But what is this feature for? Through DPVAT, it is possible to get assistance for expenses such as death in a traffic accident, permanent disability and reimbursement of medical expenses.

To request the DPVAT, simply fill in the form available on the Susep page. The main thing, however, is to detail as much as possible in which category you fall to apply for the aid, because if it is filled out wrongly, it will be vetoed and the process will need to be restarted.

Read the article on A Market Analysis .

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